Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

A fair credit card debt settlement is typically somewhere between 50% and 70% of your outstanding balance, though settlements ...

As 2025 winds down, many households are feeling the effects of another expensive year. Credit card APRs remain firmly above 22% on average, and the holiday spending season is already pushing balances ...

Credit card debt forgiveness: Is it possible? Quick to go up, painfully difficult to bring down. Sound familiar? Most U.S. adults have credit card debt, and if you’re struggling to pay yours off or ...

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

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