A new study suggests that lenders may get their strongest overall read on credit default risk by combining several machine learning models rather than relying on a single algorithm. The researchers ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...

Traditionally, African lenders use credit bureau scores, assessing, for instance, if a customer has a history of missed credit card payments. When no history exists, they evaluate social demographics: ...

We get granular as the environment for risk-taking is supportive for now. That’s why we like euro area high yield credit, emerging market debt and U.S. stocks. U.S. stocks soared to record highs again ...