Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

The lapse of enhanced subsidies for Affordable Care Act marketplace insurance has forced families to make difficult financial ...

When patients pay the same no matter the health care option they choose, there’s no incentive for them to make judicious choices.

Captive insurance can have perfectly legal tax and financial benefits, but some companies go too far ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

California is as car crazy as ever, with insurance rates increasing to match. Data analyzed by the insurance comparison website Insurify showed the average annual cost of full coverage in California ...

There are a lot of important decisions to make leading up to retirement. Not only do you need to decide which investments and savings goals align with your financial plan, but you also need to make ...

Car insurance prices are expected to go up by an average of less than 1% in 2026. That's the smallest year-over-year increase since 2022, before high inflation caused car insurance rates to skyrocket ...

In January, Durango resident Paul Kersch’s monthly health insurance bill jumped from $265 to more than $2,000. He’s not alone. Millions of Americans who buy coverage on the individual insurance ...

Car insurance prices are expected to increase an average of 7.5% in 2025. That's a significant slowdown from the past two years, when car insurance rates rose an average of 16.5% in 2024 and 12.0% in ...

Top pet insurance companies to safeguard your wallet from pet medical bills ...