Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.
Paying off collections improves your finances, but what happens to the negative mark on your credit report?
Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.
WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.
The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...
Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...
Although Consumer Financial Protection Bureau (CFPB) priorities and mandates are undergoing shifts with the new Trump administration, the CFPB pledged in 2024 to continue its efforts to eliminate ...
Could your debt be reduced or forgiven? Take our financial relief quiz. Whether you owe it or not, receiving a debt collection notice can conjure up feelings of anxiety, worry and perhaps confusion, ...
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