Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

While a typical homeowners insurance policy will cover some personal property losses, it may not extend to total replacement value. How much coverage you select will impact your insurance rates, so it ...

From space heater fires to accidental damage, here's what homeowners insurance typically pays for and how it could affect ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Insurance provides financial protection by covering risks like accidents, health issues, or property loss, helping ...

The number of American homeowners without insurance has jumped to 12% from 5% in 2019. The spike in uninsured homes is being driven by a dramatic rise in the cost of coverage. Higher premiums are ...

Holly D. Johnson is an award-winning writer and personal finance expert who covers a variety of insurance topics as well as general personal finance. In addition to her articles in Forbes, her work ...

Sunday brought heavy rains, thunder and lightning to the Columbus area leaving tree branches and other debris littering the roads. However, one family in the area were lucky to escape with their lives ...