Insurance provides financial protection by covering risks like accidents, health issues, or property loss, helping individuals and businesses manage uncertainty.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Car insurance can be a big expense — the average driver pays more than $200 per month for full coverage in the U.S. If you're not driving much because you work from home, are retired or take public ...

Gov. Kathy Hochul unveiled a broad package of proposals aimed at lowering auto insurance premiums across New York by cracking down on fraud, limiting costly payouts, and increasing transparency for ...

Drivers in Pennsylvania and Michigan have benefited from temporary consumer protections during economic downturns and declared emergencies. During these periods, insurers have offered short-term ...

Auto insurance is designed to protect you from financial hardship if you’ve been in an accident or have endured losses from covered events. Your auto insurance policy may also pay your medical bills ...

John Egan is a veteran personal finance writer whose work has been published by outlets such as Bankrate, Experian, Newsweek Vault and Investopedia. Michelle is a lead editor at Forbes Advisor. She ...