Discover the difference between variable life insurance and variable universal life insurance, and learn which one provides ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Indexed universal life insurance (IUL) is a type of permanent life insurance designed for people who want lifelong coverage, adjustable premium payments and the ability to choose how their policy’s ...

No one likes to think about the day when they or their loved ones will die, but it’s an important part of your finances. Life insurance can help to ease any concerns about what will happen financially ...

Permanent life insurance policies generally grow cash value that you can borrow from or withdraw for any reason. The way the cash value grows depends on the type of life insurance policy. The cash ...

Understanding the basics of how life insurance works can go a long way toward helping you make a good decision about what type of life insurance to buy. Written By Written by Insurance Senior Editor, ...

Whole life is built on certainty. Premiums remain level. Cash value grows at a guaranteed rate. The death benefit stays intact. For people who want long-term predictability and the comfort of knowing ...

For certain clients, the strategy can preserve assets for heirs by converting taxable registered assets into a more predictable tax-free inheritance ...