Zero percent APR cards generally offer promotional periods, typically between 12 and 21 months, during which no interest is charged on your qualifying balance. Many people use 0 percent APR cards to ...

In this episode of PennyWise, host John Kiernan and guest Adam McCann discuss the dangers of so-called “deferred interest” and how to avoid becoming a victim this holiday shopping season and beyond.

No one wants to pay interest on their credit cards. Day-to-day expenses are already high, so you don’t need to worry about factoring in interest charges. I asked ChatGPT to explain how credit card ...