When you apply for life insurance, you'll usually need a medical exam. This checks to see if you have a disease or are at risk for one. They will also look for any current drug use. The exam may ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Only 39% claimed to have experienced confusion over using their health insurance, but many more were unable to explain the specifics of a policy. A ValuePenguin survey of 1,000-plus Americans exposed ...

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Life insurance can be a confusing subject. At its core, life insurance is simply a tool to protect your family and finances if something bad happens. I'm sure that statement doesn't eliminate the ...