The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

The old "safe" withdrawal rate is either too risky or too conservative. It is time to embrace a strategy that breathes with ...

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How do you envision retirement? Will it be a time of freedom, relaxation, and pursuing passions? Whatever your goals may be, ensuring a comfortable and secure lifestyle during your golden years ...

This article draws heavily on Bill Bengen’s new groundbreaking safe withdrawal rate research and references his latest updates. Bill was kind enough to review the article and his insights are included ...

Bill Bengen, a financial planner, forged an industry standard in 1994 for thinking about 'safe' withdrawal rates for investment portfolios during retirement. Although no one can reliably predict the ...

The conventional method for evaluating safe withdrawal rates assumes that retirees maintain a stable standard of living through retirement in real (inflation-adjusted) dollars. While there’s nothing ...

Retirement is a time to enjoy the fruits of your labor, but one of the biggest challenges many retirees face is figuring out how to make their savings last. This challenge becomes even more daunting ...

Thanks to higher equity valuations and lower bond yields, capital markets assumptions for the major asset classes have come down a little bit, so the safe withdrawal is lower this year. In our base ...