Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Life insurance is an important part of a well-rounded financial plan. While it can be an emotionally difficult topic to contemplate, life insurance provides a degree of protection for loved ones in ...

Life insurance can be a confusing subject. At its core, life insurance is simply a tool to protect your family and finances if something bad happens. I'm sure that statement doesn't eliminate the ...

Ask your agent which type of life insurance, term or permanent, best suits your needs. Confirm with your agent if your policy offers living benefits, like access to cash value or critical illness ...

See the benefits and limitations, plus a cost analysis.

Life insurance is something every family provider should have. The amount of life insurance you need is dependent on a number of factors. Your age, health, and job can all factor into how much you pay ...

In previous articles, including “Life Insurance Policy Themes for 2023,” I suggested that if the life insurance discourse, which I broadly defined in that article, were to move on from the “why to buy ...

You're trying to justify holding less life insurance by saying "Eh, the surviving spouse will still be working, and they can remarry in a few years, and things are all peachy again". Which is pretty ...

FCW.com's Friday Financials column offers some guidance if you are considering buying life insurance beyond what you may already have The life insurance industry reported an unprecedented surge in the ...

Learn more about how taxes apply to life insurance proceeds and when you do (and don’t) have to pay taxes on life insurance.