Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

The duration and level of long-term care a person may need varies widely and often changes over time, according to the Administration for Community Living (ACL). On average, someone turning 65 in 2020 ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. “Should I buy long-term care insurance?” I’m often asked this ...

Long-term care insurance offers financial protection for future healthcare needs, but weighing the premiums against potential benefits requires careful consideration of your personal situation and ...

The U.S. Department of Health and Human Services (HHS) recently released some sobering news for Americans regarding long-term care. The news, which resulted from an analysis of risks related to ...

The time has come to try artificial intelligence over intuition in one critical financial decision: covering the costs of long term custodial care. With the rising costs of custodial care, any family ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

Even people who have well-developed investment plans have seen these fail for reasons that have nothing to do with the investments themselves. For instance, someone’s plans could fall through because ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

It happens more often than you might think. Your parents purchased a long-term care insurance policy many years ago. They are aging, and you are starting to worry more about them being home alone. The ...