Insurance industry profit motives conflict with our need for protection. Public insurance, coupled with proactive risk reduction, can help.

Backyard projects have shifted from simple patios to full-scale retreats with pools, outdoor kitchens, and guest houses, and local governments and insurers are treating them accordingly. When you ...

Cleanup under way in North Port, Florida, October 12, 2022, after Hurricane Ian raked a path of destruction across the southeast United States on September 28, 2022. Credit: Thomas O'Neill/NurPhoto ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Two new property insurers received approval to operate in Florida this year, according to recent filings, showing that the state is solidly recovering from the crisis that nearly caused its private ...

Insurance premiums are rising fast in the parts of the United States most exposed to climate-related disasters like wildfires and hurricanes. New research shows that, as insurance has sharply pushed ...

This Louisiana resident expects to pay 45 percent more for home insurance this year. Similar increases are hitting homeowners across the state, where insurance costs have exploded over the past four ...