For three decades, the classic 4% rule has been the shorthand answer to a brutally complex question: how much you can safely spend from your portfolio each year without running out of money. That ...

There are a lot of retirees out there who think putting their money into the SPDR S&P 500 ETF and “chill” is the best way to go. Other investors know that looking at dividend funds like Schwab U.S.

The “4% rule” isn’t one rule — fixed percentage, fixed dollar, and inflation-adjusted withdrawals behave very differently in real markets. Ramsey’s 8% claim assumes flexible spending, not ...

Millions of investors are making a critical mistake that could leave their finances vulnerable--and at the worst possible time, too. That error? Clinging to so-called "rules of thumb" that sound ...