Discover what homeowners insurance typically covers and what it doesn't cover, like flooding or earthquakes. Ensure that your home is fully protected.

Losing a home to a disaster like a fire, flood, or tornado can be devastating—and hearing that your house is considered a “total loss” can make the situation feel even more overwhelming. But what ...

Insurance premiums are rising fast in the parts of the United States most exposed to climate-related disasters like wildfires and hurricanes. New research shows that, as insurance has sharply pushed ...

CheapInsurance.com reports that dwelling coverage often lags behind rising rebuild costs, emphasizing the need for regular audits to prevent underinsurance.

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation impacted insurers and homeowners ...

Regardless of how much contents insurance cover a policy affords you, there’s usually a limit to how much an insurer will ...

A potential property insurance crisis looms over New Mexico, a wildfire-prone state where more than one in five homeowners (23.3 percent) don't have insurance coverage—according to a recent report by ...

Nearly one in seven homes in the U.S. are uninsured, according to a new study by LendingTree, as rising premiums have made coverage unaffordable for many and forced them to "go bare," forsaking ...

"Experiencing a total loss goes beyond the financial impact, it is often a very emotional and overwhelming time for a homeowner," says Diane Delaney, executive director at Private Risk Management ...