Virginia requires all drivers to have a minimum amount of car insurance. If you're caught driving without a form of financial responsibility, the penalties could be severe. If you're caught driving ...

The state of Virginia also requires uninsured and underinsured motorist coverage limits equal to the coverage minimums. This is the lowest coverage you can have in Virginia. If you drive without ...

The state of Virginia changed its car insurance laws in both 2024 and 2025. Paramount among them is a new law requiring drivers in Virginia to purchase and carry proof of insurance. Failure to submit ...

Virginia drivers are required to carry the state’s minimum insurance coverage or pay the DMV an uninsured motor vehicle (UMV) fee of $500 at every registration renewal. The state voted to discontinue ...