A new study suggests that lenders may get their strongest overall read on credit default risk by combining several machine learning models rather than relying on a single algorithm. The researchers ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...

Traditionally, African lenders use credit bureau scores, assessing, for instance, if a customer has a history of missed credit card payments. When no history exists, they evaluate social demographics: ...

This article was written by Hugo Rodriguez Bautista, Global Product Manager, Risk and Investment Analytics and Bradley Foster, Global Head of Content (Enterprise) at Bloomberg. COVID-19 has introduced ...